Pasterio - yacht_insurancediuts

Burned a couple of weeks comparing quotes on yacht insurance before the season. Lesson one: a low premium usually means a pile of exclusions. Check whether the hull is insured at agreed value or ACV — with ACV, depreciation eats the payout after a total loss. For an older hull, expect the insurer to ask for a recent survey. Most of the confusion comes from the policy wording, so a good starting point is [url=https://yacht-insurance.net]https://yacht-insurance.net[/url] — it covers the main policy terms in plain English. Also read the navigation limits carefully: going past the listed waters can leave you uncovered. In hurricane country, the named storm deductible is often a percentage of hull value, not a flat amount. Pay attention to liability limits — wreck removal and damage to other boats can cost more than the boat itself. Get at least three quotes and read the exclusions before you sign.